{"id":6233,"date":"2018-01-22T11:20:40","date_gmt":"2018-01-22T11:20:40","guid":{"rendered":"https:\/\/keydesign-themes.com\/leadengine\/?page_id=6233"},"modified":"2019-10-22T16:03:23","modified_gmt":"2019-10-22T16:03:23","slug":"faq","status":"publish","type":"page","link":"https:\/\/finaclusion.com\/wp-site\/pages\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<p>[vc_row][vc_column css=&#8221;.vc_custom_1515752309734{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner gap=&#8221;30&#8243; css=&#8221;.vc_custom_1516645033108{padding-bottom: 100px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1519744772531{padding-right: 10px !important;padding-left: 0px !important;}&#8221; offset=&#8221;vc_col-lg-8 vc_col-md-12&#8243;][vc_toggle title=&#8221;1. what is Finaclusion?&#8221; css_animation=&#8221;none&#8221;]Finaclusion is a digital inclusion platform that automates group savings, group lending and cooperatives. we do not deal with end users rather we work with groups interested in providing informal financial services to their members.[\/vc_toggle][vc_toggle title=&#8221;2. As a provider, how much will i be charged for using this platform and how many members can i start with before i can use this app?&#8221;]For the first month no charges are made while from subsequent months you will be charged N10,000 monthly. You can start with as many members you have but the maximum number is 100[\/vc_toggle][vc_toggle title=&#8221;3. How safe is Finaclusion?&#8221;]Finaclusion is secured using highly encrypted technologies. Also our cash transfers are handled by banks and payments processors we work with who in turn provide highly secured environments for transactions.[\/vc_toggle][vc_toggle title=&#8221;4. Does Finaclusion have an office I can visit?&#8221;]Yea, our physical office is located at 4, Noble street, Omole Layout, opposite NNPC, Ogunnusi road, Ikeja, Lagos.[\/vc_toggle][vc_toggle title=&#8221;5. As a user, how secured is my money and how trustworthy are the cooperatives ?&#8221;]We strongly advise that users work with cooperatives or providers who are known to them. Finaclusion is a technology platform provider and not a financial institution. However we have listed verified providers who have met some requirements.[\/vc_toggle][vc_toggle title=&#8221;6. Do you mean I can have a credit card by joining a cooperative here and how is it used?&#8221; css_animation=&#8221;none&#8221;]Yes you would be given a credit card that contains an amount of money for every month which you can borrow and pay back later. It is in form of\u00a0 a loan.[\/vc_toggle][vc_toggle title=&#8221;7. Must I belong to a cooperative group before i can get a loan?&#8221;]yes, Finaclusion is run by providers who operate various groups, hence they decide their terms of operation with members using their services.[\/vc_toggle][vc_toggle title=&#8221;8. Can I join more than one cooperative on this platform?&#8221;]Yes you can[\/vc_toggle][vc_toggle title=&#8221;9. How many times can I withdraw in a month?&#8221;]it depends on the terms and agreement of provider you are working with.[\/vc_toggle][vc_toggle title=&#8221;10. Do you have a mobile app?&#8221;]Yes we do[\/vc_toggle][vc_toggle title=&#8221;11. Do I have an interest when I save with any of the cooperatives?&#8221;]It depends on your agreement with your cooperative administrator who runs as a Finaclusion provider.[\/vc_toggle][vc_toggle title=&#8221;12. How must interest do I have to pay on loans?&#8221;]It depends on terms and agreement of the provider you are working with.[\/vc_toggle][vc_toggle title=&#8221;13. Further Questions?&#8221;]Email us at info@finaclusion.com or<\/p>\n<p>Contact us at +234 809 944 7105[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1519744777514{padding-right: 0px !important;padding-left: 0px !important;}&#8221; offset=&#8221;vc_col-lg-4 vc_col-md-12&#8243;][vc_widget_sidebar sidebar_id=&#8221;page-sidebar&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1516645254997{padding-bottom: 60px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\"><a href=\"#\">Learn more<\/a> about Finaclusion&#8217;s unique features.<\/h6>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;15px&#8221;][vc_custom_heading text=&#8221;Finaclusion is robust platform that empowers any individual\/group to easily launch Financial Inclusion services by few clicks.&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1559907149772{margin-bottom: 35px !important;}&#8221;]<a  href=\"#\"  target=\"_self\"  title=\"\" class=\"tt_button    button-center  \" ><span class=\"prim_text\">Get started<\/span><span class=\" iconita\"><\/span><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column css=&#8221;.vc_custom_1515752309734{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner gap=&#8221;30&#8243; css=&#8221;.vc_custom_1516645033108{padding-bottom: 100px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1519744772531{padding-right: 10px !important;padding-left: 0px !important;}&#8221; offset=&#8221;vc_col-lg-8 vc_col-md-12&#8243;][vc_toggle title=&#8221;1. what is Finaclusion?&#8221; css_animation=&#8221;none&#8221;]Finaclusion is a digital inclusion [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6595,"parent":6172,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":"","footnotes":""},"yst_prominent_words":[],"class_list":["post-6233","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/pages\/6233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/comments?post=6233"}],"version-history":[{"count":5,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/pages\/6233\/revisions"}],"predecessor-version":[{"id":6551,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/pages\/6233\/revisions\/6551"}],"up":[{"embeddable":true,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/pages\/6172"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/media\/6595"}],"wp:attachment":[{"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/media?parent=6233"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/finaclusion.com\/wp-site\/wp-json\/wp\/v2\/yst_prominent_words?post=6233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}